LeaseToOwn ESPANOL v1.0.1.0 LS22

LeaseToOwn ESPANOL v1.0.1.0 LS22

Translation of the FS22 LeaseToOwn mod into Spanish, simply unzip the file and drag the contents into the mod.

Lease-to-Own
In general, lease-to-purchase refers to methods by which a lease provides for the lessee to eventually purchase the property.
A common lease-purchase strategy is to include an option-to-purchase provision in the lease.
This clause provides that the lessee may purchase the leased premises for a specified period of time and in accordance with the terms specified in the lease.

This mod allows the lessee to purchase leased equipment at a price reduced by the lease payments made to date. Lease rates and fees remain as defined in the base set.

The purchase fee reduction is limited to 20 hours of operation and 3 years of lease term. All fees paid above these limits do not reduce the price of the equipment: the standard lease terms of the base set remain in effect.

The post-lease residual value of the vehicle is 22% of the initial price. It is designed to avoid the negative vehicle purchase fee: the long overdue lease purchase may not add money to the tenant’s account.

Example 1: the target residual value was reached (both the lease period and the operating time used in full).
The cost of the equipment was 100 000, and the owner decides to buy it after 3 years. The total operating hours count is 20.
Initial base fee (2%) = 2,000
Monthly fees paid (1 % x 36) = 36 000
Operating hours paid (2.1% x 20) = 42,000 The lease is fully utilized.
Lease is fully utilized (all 36 months)
Purchase cost = 22,000
Total cost = 102,000 (102% of the store price)

Example 2: operating hours limit and lease period not reached
The cost of the equipment was 100,000 purchases after 2 years. Total operating hour count is 10.
Initial base rate (2%) = 2,000
Monthly fees paid (1 % x 24) = 24,000
Operating hours paid (2.1 % x 10) = 21,000
Lease is used in 2/3 = 666 to repay
Purchase cost = 54,334
Total = 101,334 (101.33 % of store price)

Example 3: Lease period expired, operating hours limit was exceeded.
cost of the equipment was 100,000 purchases after 4 years. Total operating hours count is 30.
Initial base rate (2 %) = 2,000
Monthly fees paid (1 % x 48) = 48 000
Paid operating hours (2.1 x 30) = 63,000
Lease contract is fully utilized (over 36 months)
Purchase cost = 22,000 (va